- Government issued photo identification
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Two most recent monthly bank statements
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Photocopies of any stocks or certificates of deposits
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- Copy of the purchase and sale agreement
- If you are currently renting, either 12 months canceled rent checks or the name and address of your current landlord
- If divorced, a fully executed divorce decree
- For a refinance, a copy of the deed, and most recent tax bill
- A letter of explanation for any known credit problems
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For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
- Two (2) years signed personal tax returns - including all schedules
- If self-employed through a corporation, last two years corporate
returns as well as a year-to-date profit and loss statement and balance
sheet
Different programs require varying amounts of documentation. The loan
program you select may require more or less documentation. Please contact us for a free consultation.
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